Do You Really Need an AI Copilot for Your Money?

Every product calls itself a “copilot” now.
Email copilots. Writing copilots. Spending copilots.
The word has lost all meaning.

So what does an AI copilot for your money actually do?

In theory, a copilot should:
1️⃣ See your full financial picture.
2️⃣ Help you make decisions faster, not just track numbers.
3️⃣ Stay out of the way until you need it.

Most tools nail the dashboards but miss the decision-making.
They’ll tell you what happened, not what to do next.

That’s why “copilot” has become more of a marketing label than a feature.
True copilots need context — the ability to understand your income, spending, investments, and goals in real time.
And they need privacy — you shouldn’t have to trade your data for convenience.

That’s the bar I set for Ask Linc.
It connects to your real accounts and live market data, but never trains on your information.
You get answers like:

“Should I lock in another 12-month CD now or wait if the Fed cuts rates?”

That’s what a real copilot should feel like: a quiet, smart second pair of eyes that already knows the instruments on your dashboard.

If you want to see what that looks like, check out asklinc.com.